The degree of NPAs of the Indian banking industry is presently practically identical to a few propelled economies and altogether lower than a few economies in the world. RBI rates decrease in NPAs is one of the significant accomplishments of the Indian banking industry of the current period. Yet at the same time, the Indian banking industry is confronting a difficult issue of detonating measures of NPAs. The size of the issue can be comprehended by the way that the degree of NPAs which are increasing rapidly year after year for Indian commercial banks. The income and productivity of numerous banks have been seriously influenced by the higher degree of NPAs. There is a need to deal with the consistently expanding degree of NPAs. Keeping this issue in view the present research investigated the degree of NPAs of Indian selected public and private sector banks and its comparison for the last 12 years. In the book, it is shown that how commercial banks are working their business and how NPAs create a negative impact on commercial banks. Hence, it would help the policymakers of banks and the government to comprehend the profitability and growth of Public and Private sector banks.

Biplab Kumar Dey is working as an Assistant Professor at the University of Science and Technology Meghalaya. He obtained his M.Phil degree from NIT, Arunachal Pradesh and MBA (Finance) degree from ICFAI University, Tripura. Also, He did M.Com and PGDRD from IGNOU, Delhi. He has published many papers in the International Journal.